Thursday, April 2, 2009

India Richest says Swiss Bank


Is India poor? Says who? Ask Swiss banks with personal account deposits of US$ 1500 billion in foreign reserve which have been misappropriated, an amount 13 times larger than the country’s foreign debt, one needs to rethink if India is a poor country.
If black money deposits was an Olympics event, India would have won a gold medal hands down. The second best Russia has 4 times lesser in deposits. US is not even there in the counting in top five!!


India has more money in Swiss banks than all the other countries combined

Recently, due to international pressure, the Swiss Government agreed to disclose the names of the account holders only if the respective countries’ Governments formally asked for a list. The Indian Government is not asking for the details. No marks for guessing why!
Dishonest Industrialists, scandalous politicians and corrupt IAS, IRS, IPS officers have deposited their funds in foreign banks in their illegal personal accounts - a sum of about US$ 1500 billion.


Like stated above this amount is about 13 times larger than the country’s foreign debt. With this amount 45 crore poor people can get Rs 1,00,000 each.


This huge amount has been appropriated from the people of India by exploiting and betraying them.


Once this huge amount of black money and property comes back to India , the entire foreign debt can be repaid in 24 hours. After paying the entire foreign debt, we will have surplus amount, almost 12 times larger than the foreign debt.


If this surplus amount is invested in earning interest, the amount of interest will be more than the annual budget of the Central government. So even if all the taxes are abolished, even then the Central government will be able to maintain the country very comfortably.


2006 details bank deposits in the territory of Switzerland by nationals of following countries: Top five:


India - US$1,456 billion
Russia US$ 470 billion
UK - US$390 billion
Ukraine - US$100 billion
China - US$ 96 billion


Simple math - India with $1456 billion or $1.4 trillion has more money in Swiss banks than rest of the world combined. Public loot since 1947.

Some 80,000 Indians travel to Switzerland every year, of which 25,000 travel very frequently. Obviously, these people won’t be tourists. They must be traveling there for some other reason, believes an official involved in tracking illegal money. And, clearly, he isn’t referring to the commerce ministry bureaucrats who’ve been flitting in and out of Geneva ever since the World Trade Organization (WTO) negotiations went into a tailspin!


The following details describe how these dishonest industrialists, scandalous politicians, corrupt officers, cricketers, film actors, illegal sex trade and protected wildlife operators, to name just a few, sucked this country’s wealth and prosperity. This may be the picture of deposits in Swiss banks only. What about other international banks?


Some finance experts and economists believe tax havens to be a conspiracy of the western world against the poor countries. By allowing the proliferation of tax havens in the twentieth century, the western world explicitly encourages the movement of scarce capital from the developing countries to the rich.


In March 2005, the Tax Justice Network (TJN) published a research finding demonstrating that $11.5 trillion of personal wealth was held offshore by rich individuals across the globe.


The findings estimated that a large proportion of this wealth was managed from some 70 tax havens. Further, augmenting these studies of TJN, Raymond Baker in his widely celebrated book titled CapitalismsAchilles Heel: Dirty Money and How to Renew the Free Market System estimates that at least US$5 trillion have been shifted out of poorer countries to the West since the mid-1970.


It is further estimated by experts that one per cent of the worlds population holds more than 57 per cent of total global wealth, routing it invariably through these tax havens. How much of this is from India is anybody’s guess.


What is to be noted here is that most of the wealth of Indians parked in these tax havens is illegitimate money acquired through corrupt means.


Naturally, the secrecy associated with the bank accounts in such places is central to the issue, not their low tax rates as the term tax havens suggests. Remember Bofors and how India could not trace the ultimate beneficiary of those transactions because of the secrecy associated

Living Green: Ranking the best (and worst) countries

Living Green: Ranking the best (and worst) countries By Matthew Kahn and Fran Lostys

Just because a country or place is environmentally “fit” doesn’t mean you’d want to spend your life there – think jungles or the Antarctic. But finding the perfect balance between what’s green and what’s livable could lead you to paradise. Aiming for that ideal, we researched the world’s greenest countries while also ensuring they were ones where people could thrive. Along the way, we also unearthed the worst places in the world to live.We analysed data from top sources covering 141 nations to rank the planet’s greenest, most livable places

We analysed data from top sources covering 141 nations to rank the planet’s greenest, most livable places.How Countries Rate
1 Finland
2 Iceland
3 Norway
4 Sweden
5 Austria
8 Australia
19 New Zealand
23 USA

Bottom 5
137 Chad
138 Burkina Faso
139 Sierra Leone
140 Niger
141 Ethiopia

The world’s greenest, most livable citiesUsing different data, we analysed 72 major international cities, ranking them in terms of being green and livable.
5 Best
1 Stockholm
2 Oslo
3 Munich
4 Paris
5 Frankfurt

5 Worst
68 Bangkok
69 Guangzhou
70 Mumbai
71 Shanghai
72 Beijing

Are You Normal or Nuts?


Do you talk to yourself? Cry at beer commercials? Forget where you left your keys? Find out if you are normal or nuts.-By William Speed Weed


Senile or Normal?All right, dear reader, the jig is up. You try to pass yourself off as a regular person, with normal behaviors, but we know better. The truth is you have a few truly bizarre habits. How do we know? Well, because we all have them. Weirdness itself is normal -- and makes us human. But while there's a big fat line between Jack the Ripper deviancy and Jack the Double Dipper quirkiness, it's not always so easy to tell the difference between that "cute" little thing you do and a behavior that may truly be harming you, or others. We asked some brave souls to give up their behavioral skeletons and ran them by the experts. Here's what we found:


Question:How come I can remember everything I did, said and wore in second grade, but I can't remember where I left the car keys this morning? Is this early senility? I'm only 40 years old!


Though some short-term memory loss is normal as we age, it usually doesn't signal early senility. And you probably don't actually remember everything you did, said and wore in second grade. What you remember is a handful of outfits and maybe a dozen key episodes. This was possibly an important year for you developmentally, and you crystallized these particular events into your long-term memory by recalling them many times and telling other people about them.


"These memories are accessible now because you really paid attention to those events when they occurred," says JoAnna Wood, a research psychologist in San Antonio who has done numerous behavioral studies for NASA. "But this morning's car keys? Not so much, I think. You were probably thinking about important things like work, what to have for dinner, and the bills you need to pay," so you spaced out on the keys. In long-term memory, we enshrine a few good moments from each passing year, and those that stick, stick well. In short-term memory, which uses a slightly different part of the brain, we try to keep track of the flurry of things in the immediate moment, and often those things slip. The solution is to take the car-key problem away from your short-term memory: Hang a hook by the door and put your keys there every single time you come in.


A Broken Record and OCD Habits

Question:Why do I always have a song stuck in my head? Regardless of what I'm doing, some tune is playing over and over in my mind. Sometimes it takes several days to change the tune, so to speak, and, well, it's driving me nuts!


Besides suggesting you turn off your iPod, the experts we polled had almost nothing to say about this behavior, which leaves us with two possible conclusions: 1) It's a perfectly natural phenomenon and everyone experiences it, or 2) Our experts are all nuts themselves. But since this writer and all his editors at RD also have cranial jukeboxes, we prefer the first conclusion.


Yale psychologist Marianne LaFrance points out that trying to force a song out of your head only makes things worse. "Trying not to think about something makes you think about it," she told us. In fact, it's probably your fruitless efforts to "change the tune," not the songs themselves, that are driving you nuts. So why not run with it? Harvard psychiatrist Jacqueline Olds, who admits to being a radiohead herself, says, "I find that it's such a joy to give over to it. A stuck song is a message from your unconscious. If you love this song, why not sing it?" Or if you don't ("Who Let the Dogs Out," anyone?), think about what that message may be revealing.


Question:No matter how hard I try, I can't seem to resist straightening up piles of magazines in the doctor's office or leveling the picture frames on walls -- even in my friends' houses! And I have one friend who wears a parka with a zipper breast pocket. He never closes that zipper, so I always have to do it for him. He doesn't realize what a favor I'm doing him. Am I nuts?


"Just tell me I have spinach on my teeth; don't put your hand in my mouth!" cries psychologist LaFrance. Stop kidding yourself: You're not doing your friend any favors with the zipper, and, more importantly, you're not assuaging the basic anxiety that gives rise to this classic OCD (obsessive-compulsive disorder) behavior.


Harvard psychiatrist Olds notes that OCD behaviors are common in our society. "Everybody has a few OCD habits, and you can't really be too success-oriented without them," because the neat cubicle and flawless memo are richly rewarded. But in this case, your compulsive urges impose on other people, probably to the point of offense. You should seek counseling, and the first thing a therapist might ask you to do is to analyze your behavior. OCD patients make lists of rules: Magazines must be straight, zippers must be closed, pictures must be level. "The OCD patient thinks: If I follow these rules, even though they're arbitrary and I made them up, then other things beyond my control will fall into line as well," says LaFrance. "But it doesn't work. It's the proverbial house of cards." Controlling the zippers and the picture frames is not going to give you any more control over your relationships, your health, your work or your life. Anxiety from these sources is what's really bothering you, and the only way to deal with those issues is to face them directly


Nervous Habits and Snake Phobia

Question:Why do I bite my fingernails or pick at my cuticles until they're bleeding? Is it just nerves? Hyper-grooming? Is it a form of "cutting" that some kids do? Attempting to control my environment? Or just something oral?

Letting your fingers do the vexing, eh? While some textbooks suggest it's about perfectionism, this is potentially a more serious problem. Like monkeys and dogs, we're programmed to groom, but your hyper-grooming is much more, says Joseph Himmelsbach, a psychologist at the State University of New York Upstate Medical University. "It's a primitive way of releasing anxiety. Or you're probably mad about something, and you're protecting yourself against acting with a more appropriate display of anger. But this is an infantile or immature way of coping." If you're regularly injuring your hands to the point of bleeding, you should make an appointment with a psychologist, and soon thereafter, a manicurist.


Question:Snakes freak me out -- anywhere, anytime, any snake. If I see a snake on TV, I can't sleep that night. I once saw a snake in the park. My husband told me it was just a little garter snake, less than a foot long, but I won't go back to that park again. My husband tells me I'm nuts, and he wants to take me to the pet store to look at snakes. No way. He's the one who's nuts.


"Neither of you is nuts," says Nando Pelusi, a clinical psychologist with a practice in Manhattan. You have a classic phobia, and snakes and spiders are the most common objects thereof. "These fears are somewhat hard-wired into us," he says, and it's highly illogical, because cars and cigarettes and electric wires of our modern day are far more dangerous.


Conquering phobias of this sort usually calls for a behavioral approach, and your husband is on the right track. What you need is gradual exposure, starting perhaps with pictures of snakes, combined with relaxation exercises. Glance at the picture; breathe deeply. Once you can do that, move on to a TV image. Again, breathe deeply. Once you can do that, you might try being in the same room with a small snake in a cage. Take it slow, though. Going too fast will backfire. Then again, notes Michael Gitlin, professor of psychiatry at UCLA, maybe it doesn't matter. "If you live in a city and you're afraid of snakes, so what? It's like living in the desert and having a fear of elevators. It doesn't come up, so it doesn't much matter."


Hearing Voices, Tapping and Social Fears

Question:I talk to myself all the time, and sometimes I even respond aloud to questions I mentally ask myself. Is this a mild form of schizophrenia?


Not so long as you're the only one talking. If you hear voices that seem to come from outside yourself and they tell you to do something stupid, like kill your aunt Margaret, drop this magazine and get to the ER right now. But regular old talking to yourself is a normal human quirk. We rehearse what we'll say to someone we want to impress. We think up wittier replies for that recent conversation in which we failed to impress, and sometimes, like you, we solve problems.


NASA consultant Wood says you're using a "think-aloud protocol." Studies show that students often perform tasks better if they think out loud. Psychologists would once ask test subjects to think aloud so that researchers could figure out how they were solving the problems. But time and again, they found that these subjects did the tasks better than those who remained silent. So long as you don't overdo it in public, keep up the conversation with yourself. It's only helping.


Question:Why do I love tapping, drumming, and other repetitive rhythmic behavior? Am I borderline autistic? The same is true of my dad, but it drives my mom and my wife crazy. Is this a gender thing?


It's not a gender thing, and just because some autistics engage in repetitive behaviors, that doesn't mean you, too, have autism. The experts we talked to gave you a different diagnosis: anxiety. "The next time you tap, stop for a moment and identify what you might be getting yourself anxious about," counsels Pelusi. Is it your job? Maybe it's your wife. Facing anxiety directly is a better way of dealing with it, because while tapping may be a short-term relief, you're not dealing with the root problem. Himmelsbach adds that you may also have excess energy. "Go with the flow: Take up running, or become a drummer," he urges. Now, that'll make your wife miss your tapping!


Question:After years of hard work, I'm up for a promotion, and I'm pretty sure I'm going to get it. But I'm terrified, because that will mean I'll have to run meetings and do more speaking in front of groups of clients. I hate this. I get short of breath sometimes and feel like there's a weight on my chest. My palms sweat. I suspect this is a bigger problem than my deodorant can handle.


Unless your deodorant contains beta blockers, you're right. It's a bigger problem. What you have is a limited form of social anxiety disorder. Many people report "stage-fright" jitters, a general feeling of unease before speaking to groups. Joining a public-speaking organization like Toastmasters is a great idea for most people with stage fright. But Harvard psychiatrist Olds notes that your shortness of breath "is a little unusual," and that you're a good candidate for medicines like beta blockers, which counter the physiological response. It's useful to note that such fears are self-fulfilling. Ask yourself: Are you at the point where you're more afraid of sweaty palms than you are of running the meeting? If you can recognize this as a self-fulfilling prophecy, perhaps you can nip it in the bud.


Question:Sometimes I feel like a cold fish. My son's difficulties at school don't move me, my wife's bad day is unimportant. Then that heart-string-pulling phone company or holiday-time beer ad on TV makes me weep. Am I nuts?


Not at all. Emotions are tough stuff. And all of us, at one point or another, have our cold-fish moments. But you should recognize that you are probably displacing real emotions about something (your family, perhaps?) into the fictional commercial. You cry about that because it's safe, whereas crying about what's really going on is not safe. "An authentic appraisal of your relationship with your wife might cause a disruption in your relationship, causing you to take responsibility, so crying at the TV ad allows you to evoke the emotion in an abstract way and avoid the hassle," says Pelusi. "People have a tendency to distract themselves from the difficult and painful process of having an actual relationship." It works in the short run, but in the long run taking responsibility for your feelings and addressing your emotions, however tough, is the only way to deal with them. Courage, man, you're not crazy. You're human

Watch your step!

Watch your step!
By William Ecenbarger

It's so easy to give offence when you're abroad
As a world traveller with more than 1,5 million kilometres under my belt, I am acutely aware of the stereotype of Americans abroad - uncultured boors, arriving with prejudices in their baggage, comfortable in a foreign land only when disparaging its inhabitants.

So I go to great lengths not to offend. But it's astounding how often I have failed.

In Marrakech, Morocco, I simply crossed my legs during an interview with a government official. Immediately, a hush descended on the room. A moment later the official suddenly remembered an important appointment and abruptly excused himself.

In Sydney, Australia, I hailed a taxi, opened the door and jumped in the back seat. The driver narrowed his eyes. There was a pause. "Where to, mate?" he finally asked in a voice that could have frosted glass.

In a restaurant in the Indian city of Mumbai (formerly Bombay), all I did was reach for the naan bread. A diner at the next table shot me a look of disgust.

I've even managed to give international cultural offence in my own home. Three Chinese journalists came to stay with me for a weekend as part of their mission to get to know Americans. As they were departing, I presented each of them with what I thought was an appropriate gift - a handsome coffee table book of photographs. They accepted reluctantly, their faces congealed with embarrassment.

IT TOOK years before I realised what was going on.

In each case I had unwittingly committed a faux pas, a social blunder. My only comfort is my ignorance. I take solace in Oscar Wilde's observation that a gentleman is someone who never gives offence unintentionally.

My interview with the Moroccan bureaucrat was cut short because in crossing my legs I showed him the sole of my shoe - a grave affront to Muslims, to whom the foot is the most demeaning part of the human body.

My Australian taxi driver took offence because I sat in the back seat rather than up front next to him. His attitude, widely shared by his compatriots, is an outgrowth of Australia's origin as a British penal colony and the prisoners' dislike of the pretensions of their British overseers.
Reaching for the bread in Mumbai? I did it with my left hand. Indians eat with their hands, and since 90 percent or so of them are right-handed their left hands are reserved for other matters, including after-toilet cleansing. Indeed, even left-handed Indians tend to use their right hand for eating.

And my misstep with my Chinese guests had to do with homonyms: words and phrases that sound alike but mean different things. The Chinese consider books to be inappropriate gifts because in Cantonese the phrase "giving a book" sounds like "delivering defeat". Other poor gift choices for Chinese people are clocks ("giving a clock" sounds like "seeing someone off to his end") and umbrellas ("giving an umbrella" sounds something like "your family will be dispersed").

THERE are many hand gestures that don't travel well either.

The "V" for victory sign was immortalised by the British Prime Minister Winston Churchill in the dark days of the Second World War. The proper form is with the palm facing outward. A simple twist of the wrist puts you in dangerous cultural waters. Throughout Britain (and parts of the British Commonwealth), the palm-in V sign is the equivalent of the middle-digit salute - a calculated insult.

One explanation is that during the Middle Ages, French soldiers would permanently disarm English bowmen by cutting off their index and middle fingers, with which they drew the bowstring. Consequently, the English would celebrate battlefield victories by waving these two digits intact at the defeated French.

Visiting Australia in early 1992, US President George Bush (the elder), offered crowds what he thought was the Churchillian victory sign from his passing limousine. Unfortunately, he had his palm facing in. His gaffe made front-page news the next day. Even one of Churchill's successors, Margaret Thatcher, made the same mistake when celebrating an election victory.

I have done a lot of research on international protocol in my efforts to hone my global good manners. I know that the proper way to exchange a business card in most Asian countries is to give and receive with both hands and to read the other person's carefully before pocketing it, since the card represents the person. But many of the rules come under the heading: How-Could-I-Have-Possibly-Known-That?

For instance, how is a visitor to know that congratulating a prospective mother can backfire in Kenya? It has one of the world's highest infant mortality rates and discussing pregnancy is considered bad luck. Or that wearing a green hat will attract mockery in southern China because it's the sign of a cuckold? Superstition holds that the green-headed tortoise is unable to mate and allows a snake to take its place. Patting someone on the head in Thailand is a major gaffe because the Thais believe the head to be the highest, most sacred part of the body.

Food and drink are another minefield. In Asia, you should never leave your chopsticks upright in your food. As Chin-ning Chu, author of The Asian Mind Game, advises: "In the ceremony to honour the dead, many Asians offer food to their deceased ancestors by placing incense in the bowl and burning it as a way to carry the food to the other world. It is a common Asian superstition that to place your chopsticks in such a way is bad luck and means that this meal is for the dead rather than the living."

When drinking, before the first sip the Czechs like to look their companions in the eye and lightly clink glasses. In nearby Hungary, however, the same gesture can land you deep in the goulash. The clink of beer glasses is considered unpatriotic there because it was once the signal for a coup d'état.

NEVER give four of anything in Japan because the word for four sounds the same as the word for death. An American golf ball maker experienced sluggish sales in Japan until it realised that it had packaged its product in groups of four.

If you show up with flowers at an Indonesian home, you'll be welcomed warmly - unless you bring an odd number, which is considered unlucky. If your host asks, "Have you eaten?", say yes, even if you're starving. It's a rhetorical, throwaway question (something like "How do you do?") and the answer should always be yes.

So remember: when you jet off to somewhere exotic, you're changing much more than time zones. Watch your step - and your hands.

The Naniwabushi Strategy

Naniwabushi are popular Japanese ballads dating back to the Edoperiod (1600-1868)whose performerschant tales of chivalrous robbers and therise and fall of great families•
The ballads consists of three parts–
kikkake:Gives a general background to the story and tells what people involved are thinking and feeling
seme:A narrative of critical events
urei:An expression of pathos and sorrow at whathas happened

In Business

Naniwabushi would be the most typical Japanese way of resolving or avoiding disputes . In business it will go as follows , suppose you wish to negotiate revised payment terms for your contract due to the real sad business climate . Then you would approach your Lender or Customer by giving a "Kikkake"

Kikkake is setting the base , give a background ,how good a partner you have been through the thick and thin talk about all the good points of the relationship both of you have enjoyed etc etc.

Once the Stage is set move towards "Seme" talk about the disastrous effects the recession is doing on your business , how u have been cutting costs , how you are making your ends meet etc . But despite all the cost control , you will be able to survive only if some more leniency is given to your payment terms etc .

In the "Urei" , you will need to explain what will happen if the request is not granted ... you and your family will be on the streets .. make it as melodramatic as possible ... Pleading is ok
Naniwabushi is artful , premeditated , calculated and in Japan it will work . The more tragic and melodramatic , it is easier for Japanese listeners to forget contracts or commitments . People who do not show compassion in such circumstances will be condemned as being cold hearted or mercenary .